MHADA Launches 2024 Housing Lottery Offering Affordable Apartments in Mumbai
On Friday, August 9th, 2024, the Maharashtra Housing and Area Development Authority (MHADA) kicked off its much-anticipated 2024 housing lottery. Through this lottery, a total of 1,327 new apartments are available, along with an additional 708 unsold flats from the previous year.
This presents a valuable opportunity for Mumbai residents struggling to secure affordable housing. The apartments are priced at 40-50% below the prevailing market rates, making them a viable option for many aspiring homeowners. Interested applicants can submit their forms until September 4, 2024. Details of the lottery are outlined below.
MHADA Lottery 2024 Overview
MHADA’s latest lottery offers over 2,035 flats in prime Mumbai locations, including Powai, Malad, and Wadala, among others. The initiative aims to provide affordable housing options to Maharashtra residents, especially those from lower-income groups. The online registration for the lottery started on August 9, 2024, and will remain open until 11:45 PM on September 4, 2024. Applicants can apply based on various income categories, with winners being selected through a random draw. The results of the lottery will be declared on September 13, 2024, around 11:00 AM.
In case an applicant is not successful in securing a flat, their application fee will be refunded. The refund process will commence on September 18, 2024. On the first day of the lottery, MHADA received 246 applications, out of which 132 applicants had paid the deposit, which ranged from ₹25,000 to ₹1 lakh.
Key Features & Benefits of MHADA Lottery 2024
The lottery offers eligible Mumbai residents a chance to secure affordable homes through the Maharashtra Housing and Area Development Authority.
MHADA holds a lottery whenever its unsold inventory crosses 1,000 flats.
MHADA Lottery 2024 Flat Details
This year’s lottery includes over 2,030 units. The range of available flats includes luxurious options for the High-Income Group (HIG) in areas like Tardeo, Goregaon, Borivali, Malad, Mulund, and Juhu, with prices ranging between ₹1 crore and ₹7.58 crore. The priciest unit, valued at ₹7.58 crore, is a premium flat located in Tardeo, covering more than 1,500 square feet, with stunning views of the sea and Mahalaxmi Racecourse. This apartment is move-in ready and is situated on a high floor. Among the new developments, MHADA has built 649 units for the Middle-Income Group (MIG) and 87 units for the Economically Weaker Section (EWS). Flats in the EWS category are priced starting from ₹38 lakh.
Additional Scrutiny for Divorced Applicants in MHADA Lottery 2024
Applicants who claim divorced status for the MHADA Lottery 2024 will be subject to extra verification. These applicants must submit a legal court decree or a final settlement from a family court as part of their application. This additional step has been introduced because some applicants were found to be falsely claiming to be divorced while their legal proceedings were still underway.
Marital Status and Family Income for MHADA Lottery
The type of flat an individual can apply for is determined by their family income. For the purpose of the lottery, MHADA considers the combined annual income of a person and their spouse as the family income. The income of parents or siblings is not included.
MHADA regulations classify applicants into different income categories:
- Economically Weaker Section (EWS): Families with an annual income of up to ₹6 lakh.
- Lower Income Group (LIG): Families earning between ₹6 lakh and ₹9 lakh per year.
- Middle Income Group (MIG): Families with an annual income between ₹9 lakh and ₹12 lakh.
- High Income Group (HIG): Families earning over ₹12 lakh annually.
Apartments with Premium Amenities
One of the most desirable properties in the MHADA Lottery 2024 is a 900 square-foot, three-bedroom flat priced at ₹1.33 crore. These flats, part of the High Income Group (HIG) category, are the first to feature modern amenities such as solar panels, electric vehicle charging stations, and swimming pools. The lottery includes both ready-to-occupy flats and those still under construction.
Eligibility Criteria for MHADA Lottery 2024
To qualify for the MHADA Lottery, applicants must:
- Be residents of Maharashtra
- Meet the family income thresholds based on their income category:
- LIG: Annual family income between ₹6 lakh and ₹9 lakh.
- MIG: Annual family income between ₹9 lakh and ₹12 lakh.
- HIG: Annual family income above ₹12 lakh.
Required Documents for MHADA Lottery 2024
Applicants must provide the following documents:
- Aadhar-linked mobile number
- Email ID
- Aadhar card
- Spouse’s Aadhar card (if married)
- PAN card
- Spouse’s PAN card
- Domicile certificate
- Income Tax Returns (ITR) of both applicant and spouse
- Income proof
- Caste certificate (if applicable)
- Special category certificate (if applicable)
Steps to Register Online for MHADA Lottery 2024
Follow these steps to complete your online registration for the MHADA Lottery 2024:
1. Visit the Official Website
Begin by going to the MHADA website: housing.mhada.gov.in.
2. Access the Homepage
Once the homepage appears, double-check the list of required documents available on the site. Then, click on the “Skip Intro” option.
3. Navigate to Registration
A new page will open. Click on the “Start Now” button to begin the registration process.
4. Sign Up
The sign-up page will appear. Enter your PAN number and verify it.
5. Create an MHADA Account
Once your PAN card is verified, you can proceed to create your MHADA account by setting a username and password.
6. Select a Lottery Scheme
After creating your account, choose the lottery scheme you wish to apply for from the available options.
7. Pay the Registration Fee
The registration fee will depend on your income category. Make the payment as required.
8. Receive Confirmation
After completing the payment, you will receive a confirmation message indicating your successful registration for the MHADA Lottery 2024.
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